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Payment Token System (PTS)

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Program introduction

Payment Token System (PTS)

This system follows JR/T 0149-2016 "Technical Specifications for Tokenization of Financial Mobile Payment Payments in China", builds the basic structure of payment tokenization technology, realizes the system interface, security, risk control and other requirements of the application of payment tokenization technology, and is suitable for access Payment by various merchants and other institutions.

Scheme Architecture

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Product Features

Prevent all card number leakage

Using Token (Token validity period) instead of PAN (Validity period) in cross-bank transactions ensures the universality and interoperability of Token

Reduce the risk of token leakage

Through transaction scenario restrictions ("domain control"), the use of Tokens is limited to specific validity periods, devices, channels, transaction types or merchants to prevent cross-channel use of Tokens after they are leaked.

Improve transaction security

To provide a guarantee level for Token, it can provide risk services in combination with real-time transaction scoring in Token transactions, and can also provide diversified cardholder identity authentication in combination with device-based authentication to improve transaction security.

Application scenarios

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case

Payment tokenization system of a payment company

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Headquarters: Shenzhen

Address: No. 6, Haitian 1st Road, Binhai Community, Yuehai Street, Nanshan District, Shenzhen

27th Floor, East Tower, Baidu International Building

Contact information

Contact:0755-26658232

Mail:business@omcube.com

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